As a leading provider of insurance software solutions, Tuvoc creates bespoke digital platforms for leading insurance companies, brokers, and insurtech startups. Our expertise lies in designing and developing comprehensive insurance management systems that assist insurance companies in the management of policies, automate claims handling, optimize underwriting processes, and boost customer interaction. Our customized software solutions modernize traditional insurance practices into efficient digital operations.
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Is your insurance company facing challenges with outdated manual processes, disjointed processes, slow systems, and difficulties in delivering an exceptional customer experience in today’s competitive landscape? We at Tuvoc develop advanced insurance platforms featuring modules for automated policy management, seamless claims handling, AI-powered underwriting, and user-friendly customer portals. We offer bespoke insurance software development services for the needs of property & casualty insurers, life and health insurance providers, reinsurance firms, and insurtech startups aiming to innovate within the industry.
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Experience high-speed and error-free Policy management features and capabilities for seamless policy issuance, policy renewals, multiple payment modes, premium calculations, transaction tracking, discounts, loyalty benefits adjustment, and many more advanced insurance features. As a leading insurance software company, we possess expertise in React, Node.js, Python, and cloud technologies.
As a reliable developer of insurance applications, we create simple and intuitive online policy purchase systems for our clients. We develop reliable insurance purchasing platforms that handle high-volume demands without errors. Customers can purchase policies online on these platforms that offer smoother payment processing. Insurance companies can process new policies without any hassle. The features include policy selection.
We have been building feature-rich claims processing platforms for insurers, TPAs, health insurers, auto insurance providers, and property insurers. The advanced claims system reduces the time staff take for processing claims and settling payments. Policyholders can submit their claims online with the intuitive system that shows them claim status, required documents, settlement amounts, etc. Let your customers skip the paperwork and file claims hassle-free. Also, you can manage approvals, denials, and fraud detection on a single dashboard.
Tuvoc helps insurance companies develop AI-powered underwriting modules to effortlessly evaluate all your insurance risks, including policy applications, health conditions, property values, etc. Develop a custom insurance underwriting software module integrated directly into your insurance management system. Add features for automated risk assessment and A to Z compliance management so that you don’t face legal troubles later on. As a top insurance software development company, we develop systems that offer real-time underwriting decisions.
Develop a powerful Agent Portal System to manage leads and policy applications from various channels—such as direct submissions, agents, online applications, and comparison websites such as Policy Bazaar. We create user-friendly, intuitive, and power-packed insurance agency management software that helps insurance companies manage their agents, agent profiles, agent leads, work allotment, performance, policies, and commissions. We develop an agent portal system that can categorize customer data for agent use, highlighting priority clients, special instructions, and compliance needs.
Easily handle the processing of your sales team, underwriters, claims adjusters, and customer service representatives. You can also create an app for professional chat within your team or with your customers. Let your customers check their policy history, add their coverage preferences, and pay premiums online while using their loyalty points as a payment method, along with other payment methods.
Our insurance software development services team creates customer loyalty and membership modules that can help insurers ensure retention and policy renewals. Use these modules to provide personalized rewards to policyholders as per their premium value, policy duration, referrals, bundled policies, etc. Integrate a built-in loyalty module with the insurance management software to easily manage and automate personalized loyalty programs.
We build bespoke mobile applications for both Android and iOS users with features like online policy purchase, claim filing, claim status tracking, loyalty points, coverage details and quotes, AI-based policy recommendations (based on customer profile), and secure payment systems. Launch the app on both the App Store and the Google Play Store. Our apps feature exceptional UI/UX as per the insurance industry’s standards.
Insurance payment integration by Tuvoc’s development team eliminates all payment difficulties with extremely smooth and seamless payment integrations with top service providers like Stripe, PayPal, RazorPay, etc. Get your system connected with UPI too for smarter and faster payments. Whether you operate a life insurance firm, health insurance company, property insurer, auto insurance agency, travel insurance business, or a digital-only insurer, Tuvoc ensures payment processing is no longer a concern.
Predicting customer behavior, assessing risks accurately, analyzing claim trends, and understanding policyholder preferences are extremely helpful in properly planning your staffing needs or adjusting your policies and underwriting guidelines. Gain all necessary insights through data analytics integration within your insurance software. From custom MIS reports to specific insights on trends, get real-time reports delivered in an organized and structured format.
Need to connect to third-party data providers, CRM software providers, payment processors, insurance listing platforms, regulatory websites’ databases, etc.? We develop scalable, reliable integration systems for insurance companies to help them connect to third-party platforms without issues.
Explore real insurance industry related software projects where we improved operations, automated workflows, and delivered measurable results. These case studies show how our solutions solve real industry challenges.
A mid-size health insurer partnered with Tuvoc to upgrade its outdated claims management platform. They wanted to reduce processing delays, eliminate manual tasks, and improve transparency for policyholders.
The insurer handled claims manually, which caused slow approvals, frequent documentation errors, and high dependency on support teams. Policyholders could not track their claim status, resulting in repeated calls and frustration. The older system lacked fraud detection, automated verification, and compliance-ready reporting, making operations inefficient.
Tuvoc rebuilt the system using a modern, high-performance architecture designed for automation and accuracy. The new platform allowed customers to submit claims digitally, upload documents instantly, and monitor real-time status updates. Automated verification and AI-driven fraud flagging reduced manual work significantly. Compliance reporting was integrated into the workflow, ensuring a streamlined process from submission to settlement.
A fast-growing property and casualty insurer engaged Tuvoc to replace its disconnected tools with a single, centralized policy administration system. They needed faster policy issuance, improved accuracy, and smoother customer communication.
Agents relied on multiple outdated applications for issuing and updating policies, which led to errors and inconsistent records. Premium calculations often required manual inputs, causing delays in policy approvals. The lack of automation also slowed renewals, impacting customer satisfaction and operational efficiency.
Tuvoc developed a fully integrated policy administration system that automated the entire lifecycle, from issuance and endorsements to cancellations and renewals. The platform introduced dynamic premium calculations, instant document generation, and multi-channel payment support. A self-service portal enabled customers to view policy details in real time, reducing dependency on agents and eliminating delays.
A leading insurance distributor collaborated with Tuvoc to rebuild its agent and broker portal. Their earlier platform lacked automation and transparency, making it difficult for agents to manage leads or track commissions accurately.
Agents could not monitor applications, pending tasks, or customer follow-ups effectively, leading to slow submissions and missed opportunities. The older system did not support real-time commission tracking, resulting in inconsistencies and back-office delays. Limited insights also made it difficult for managers to evaluate agent performance.
Tuvoc redesigned the portal with a modern interface that provided agents complete visibility into applications, leads, commissions, and performance metrics. The new platform streamlined submissions, automated commission calculations, and introduced real-time dashboards. Secure document uploads and compliance workflows further improved coordination between agents and underwriting teams.
Partnering with Tuvoc for our custom real estate platform was one of the best business decisions we’ve made. They understood our niche requirements, delivered on time, and built a scalable system that’s driving real value for our agents and clients.
We needed a HIPAA-compliant platform to manage patient data securely. Tuvoc has delivered a robust solution tailored to our workflow. Their domain knowledge and attention to detail were impressive.
Tuvoc has developed our custom lending software from scratch, integrating advanced analytics and automation. We reduced processing time by 60% and improved our customer experience significantly.
Tuvoc's development expertise, blended with insurance industry software development experience, benefits clients who get cutting-edge insurance software.
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Our platform includes powerful modules that support every area of insurance operations. From policy management to claims, underwriting, agents, and reinsurance, each module is built for speed, automation, and scalability.
Get a policy administration module that oversees the entire policy lifecycle. From generating quotes to renewals and cancellations, the policy management module has features extending to automated document creation, commission monitoring, and integrated billing capabilities.
Optimize the claims process using our comprehensive module that manages every step of the claim process. From the initial loss report and underwriting to final settlement and closure, handle all steps within a single dashboard. Add features for litigation, multi-party claims, etc.
Agents and brokers are your top distribution channels. Empower them with dedicated portals that provide agents and brokers with the tools, resources, and automated workflows to serve clients efficiently. Agent portals include quotation engines, application submission, policy servicing requests, and commission tracking.
5X customer satisfaction by providing advanced self-service portals that cut interaction time, service time, and output time, and also reduce operational costs (employee time cost). Well-designed customer portals (with chatbot integration) allow policyholders to view policy details, make payments, get files, submit claims, check claim status, and talk to support teams.
Develop an underwriting portal that collects all information that underwriters need to optimize the claims and underwriting process. Features include automated risk assessment, rules-based decision support, policy document generation, and collaboration tools.
A complete standalone module for overseeing reinsurance agreements using our dedicated module. Monitor agreements, contracts, cessions, and recoveries. Generate bordereaux ( a detailed report from an insurer to a reinsurer) and conduct financial reconciliation.
Expand your insurance platform’s core capabilities and existing functionalities with powerful integrations to third-party services and internal systems.
Link your insurance platform with top payment processors like Stripe, PayPal, Authorize.net, RazorPay, etc., to power secure premium collections, claim payments, policy renewal payments, etc.
Integrate with document management platforms such as DocuSign, Adobe Sign, OneDrive, and SharePoint for real-time and secure document processing, and allow facilities like electronic signatures.
Integrate your underwriting and claims systems with external data sources such as credit agencies, vehicle registration databases (auto insurance companies), property records, medical information centers (healthcare insurance), and weather data providers to improve decision-making processes.
Connect with business intelligence platforms such as Tableau, Power BI, and Qlik to transform your insurance data into actionable insights through custom dashboards and predictive analytics.
Integrate your latest insurance platform with older legacy systems through personalized APIs, middleware, and data synchronization to ensure data flow between the two until you get rid of the traditional systems.
Connect with external CRM service providers to send messages to your clients, provide them loyalty points, membership benefits, send birthday/anniversary messages, and more.
Adhere to insurance industry regulations set by international, national, federal, and state regulatory agencies by incorporating compliance modules in the insurance software.
Adhere to state-specific insurance regulations, including agent licensing, financial solvency requirements, etc., that vary by jurisdiction, such as the McCarran-Ferguson Act.
Implement federal compliance requirements, including Anti-Money Laundering programs and fraud prevention measures in insurance operations.
Adhere to the Payment Card Industry Data Security Standards to ensure secure premium collections and claims processing through encrypted transactions and protected payment procedures.
Implement General Data Protection Regulation compliance features, including consent management, data minimization, and subject access request handling for European markets.
Align with the National Association of Insurance Commissioners’ model laws and guidelines for standardized practices in solvency, claims handling, and consumer protection across state lines.
Implement the International Association of Insurance Supervisors’ standards for global insurance operations, including cross-border regulatory cooperation and internationally recognized best practices.
Behind every project is a business challenge solved and measurable results delivered. Explore how our custom software solutions have transformed operations and created competitive advantages for our clients.
Increase in productivity
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We drive financial success through innovative solutions backed by strong risk management and compliance standards, upholding integrity in all we do.
Our GDPR and CCPA-compliant financial software prioritizes user privacy with complete data access, control, and deletion capabilities.
Our PCI-DSS compliant payment systems protect cardholder data with advanced encryption and robust security protocols.
Tuvoc upholds SOC 2 standards to keep your financial data safe, accessible when needed, and private. Our clients can trust us to run their financial software properly.
Our AML-compliant financial systems shield institutions from illegal transactions and regulatory fines. We build banking software solutions that strictly follow Anti-Money Laundering rules.
Our KYC-compliant financial platforms prevent fraud and optimize customer onboarding for financial institutions, and help banks prevent scams.
Our financial reporting systems implement rigorous internal controls, audit trails, and data integrity measures in alignment with Sarbanes-Oxley requirements.
Transform your insurance business with tools built to solve challenges in the industry and to give you a stronger edge over competitors.
Speed up the launch of new insurance products using flexible tools designed to configure and deploy offerings. Our modular setup allows rapid creation, testing, and release of new coverage options without long waits or delays in development.
Custom solutions automate verification, documentation, and payment workflows, reducing claims cycle time by up to two-thirds. AI-powered claim assessment ensures consistent evaluations while reducing underwriters’ workload.
Advanced algorithms analyze historical and real-time data to assess risk more accurately than traditional methods. This enables more precise pricing, reduces loss ratios, and allows personalized policies based on individual risk profiles.
Custom solutions have the ability to address specific regulatory requirements. We build modules that update on their own to keep up with changing regulations and create the paperwork needed for audits.
Custom software tackles business needs that ready-made solutions or off-the-shelf insurance software can’t handle. Insurers can bring new products to market swiftly, react fast to shifts in the industry, and stand out from their rivals.
Software built for a specific purpose connects with systems you already use and services from other companies. This creates a unified system that gets rid of isolated data and makes sure information flows smoothly between departments.
Our process simplifies complex insurance workflows into a clear, step-by-step development cycle. This ensures your platform is delivered on time, fully tested, and ready for real-world use.
We begin by understanding your insurance workflows, goals, and challenges. This helps us define the exact features and compliance needs for your custom software.
Our design team creates clean and intuitive wireframes that reflect real insurance processes. You get a clear visual preview of how your platform will function.
We develop every module with secure, scalable technology and test it under real operating conditions. This ensures smooth performance, accuracy, and full compliance.
After successful testing, we deploy your insurance platform in a secure environment. Our team continues to provide updates, monitoring, and long-term support.
Stay competitive by using advanced technologies that turn traditional insurance methods into modern digital solutions, unlike anything before.
Empowering diverse types of insurance companies that have different focus areas with custom software development that helps them solve specific segment challenges.
We build insurance solutions for property and casualty insurers. Our solutions help them ease their policy management, claims handling, underwriting, and customer services.
Our bespoke platforms for life and health insurance providers help them list and showcase their diverse product setups, regulatory compliance, and network management with advanced health insurance software development.
For reinsurers, we develop advanced systems to manage intricate treaty agreements, risk assessment, claims distribution, and financial reconciliation with multiple partners.
We help new-age insurtech companies enter the market with advanced digital platforms and mobile apps that ease their market penetration objectives and keep all work streamlined from the beginning.
Our broker management solutions optimize client acquisition, policy comparisons, carrier connectivity, commission tracking, and relationship management to maximize sales efficiency.
Specialty insurers who focus on niche markets like marine, aviation, cyber liability, celebrity insurance, and professional indemnity can avail our custom insurance software development services.
As an experienced custom software development company, our developers possess an in-depth understanding of diverse technological stacks to provide comprehensive enterprise apps.
Leading insurance companies trust Tuvoc’s development expertise to build better than competitors, secure, high-speed, and fully-compliant insurance platforms that propel their businesses to new heights.
Our team merges extensive industry expertise with exceptional technical abilities. We have a thorough grasp of the intricate nature of insurance, including its products, regulations, and evolving market dynamics across various sectors.
We use cutting-edge tech stacks, development infrastructure, programming languages, and top-notch software development methods to build strong, resilient, scalable, and safe insurance software solutions.
Our development processes are designed to expedite development, ensure quality development, and integrate regulatory standards right from the outset. All insurance solutions we develop comply with data protection, reporting, and operational requirements.
We develop our solutions to work seamlessly with legacy systems and even third-party solutions. Our solutions are developed for enterprise-scale working and have a scalable architecture.
We implement new-age tech and advanced tech such as AI, blockchain, and advanced analytics to build future-ready insurance platforms. Our solutions improve policyholder experiences.
We implement comprehensive security measures and compliance systems that effectively safeguard sensitive policyholder information, prevent fraudulent activities, and ensure adherence to regional regulations such as GDPR and HIPAA.
Insurance industry workflows are complicated. There is a lot on their plate, from policy and agent management to claims processing and underwriting. An insurance software development services company specializes in developing digital solutions, software tools, applications, and other online portals to ease the workflows and processes and address the unique challenges of insurance operations. Insurance software development companies combine insurance domain expertise with technical skills to develop software that automates key workflows.
Insurance software development services costs vary from $75,000 for basic modules to $1000000+ for enterprise-grade insurance solutions with diverse modules and capabilities. The final price depends on several factors: complexity of features, number of modules (policy, claims, underwriting, reinsurance, etc.), integration requirements, regulatory compliance needs, and deployment method (cloud vs. on-premises).
The key features, modules, and integrations in insurance software include:
Developing custom insurance software may take somewhere around 3-18 months, depending on scope and complexity. Basic modules like standalone insurance portals might be completed in 3-6 months, while advanced insurance software development combining multiple modules may take 6-18 months.
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